সোমবার, ৩০ সেপ্টেম্বর, ২০১৩

Hard money loan and lender


Can you think a day without money? I am sure that your answer is “NO”. Money is very important items in our daily life. We cannot spend a day without money. There are many things which are depending on money. Money is the badly needed item for financing and refinancing a business. No business cannot start without money. You cannot think about any business without money.

Loan is helping people to finance and refinance for their business. Taking loan from bank is now a tradition of people. Bank is very oldest organization which is playing a big role in financial sectors. They are providing loan and taking interest and this is their business. But it is very important to known by everyone that bank loan is based on some very important information. An applicant needs to submit his income, asset and property information to get loan from bank. Although some people can submit these documents but most of the people cannot submit all of these documents and for these reasons they are disqualifying for bank loans. So, it is now so important to find loan easily and early.

Hard money lenders are offering those people to borrow loan especially who are disqualified from bank loan. They are the best and last alternative source of bank loan. They are offering people to take loan with those difficulties which are the reasons of disqualify for bank loans. Hard money lenders are offering people to get loan with low credit score. Any one can get loan from hard money lenders if he has bad credit also. Suppose, one have credit score which is lower than 500, he do not needs to worry about his credit score. Hard money lenders are approving loan with low credit score. It does not matter if he has no credit information also. On the other hand bank cannot approve a loan with the credit score which are lower than 620. Hard money lenders are not focus on the score of credit. They are not following the credit guidelines.

They are offering people to get loan within 15 days. That means you can get loan within the same month when you apply for your loan. Hard money lenders are not delaying so much as bank to approve a loan. Banks need more that one month to approve any loan application. Hard money loan can be obtained within 7 business days also.

Hard money loan is deeply depending on after repair value (ARV) of property. Now one can get hard money loan based on his property value. Hard money lenders are providing 80% after repair value of the applicant’s property. One can get hard money loan if his property has previous bad record of home foreclosing. It does not matter if the property currently facing home foreclosing also.

Hard money lenders are playing a big role in financing and refinancing for a business. If you want to get hard money loan, you will needs to meet with hard money lenders. Hard money lenders can be find out by internet. There are huge hard money related websites and blogs. You can take help from those websites and blogs. You also can find them through mortgage brokers, real estate agents and fix & flippers. You can go to the club where fix & flippers, real estate business investors are going.  You can go there and ask around about hard money lenders, you will get much information from there.


There is a company which name is Lending Universe Inc. It is a financial servicing lending company. Here you can get all the information of hard money loans and lenders. Here are over 10000 verified hard money lenders to lending money. You also can find over 17000 verified appraisers from here. Their verified appraisers are committed to evaluate applicant’s property accurately so that their applicants can borrow maximum amount as loan. Anybody can apply for a loan from here. Here is a short and simple loan application form which can be fill up by anyone easily within 2/3 minutes. You also can buy or sell your property from here.


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